Storm Damage Repair in Wisconsin

Hail and high wind can damage your roof, siding, gutters and windows in ways you can’t see from the ground. Our Eau Claire office serves homeowners across the Chippewa Valley, and we also help families in Wausau after hail.

Eau Claire office: 3402 Oakwood Mall Dr, Suite 214, Eau Claire, WI 54701 · (715) 800-3515 · WI License #4974-DCFR

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Wisconsin storm damage

Storm Help in Wisconsin

Start with your Wausau storm page, our Wausau roofing guide, or the Chippewa Valley communities our Eau Claire office serves.

Scroll inside the box for all 3 Wisconsin pages

Card images are illustrations, not photos of IBD projects.

Most Contractors React. We Get Ahead of Your Insurance Company.

After a major storm, your neighborhood fills up with contractors you’ve never heard of. They knock on your door, promise a free inspection, and then wait to see what your insurance adjuster approves.

That’s not how we work. Innovative Building & Design has a dedicated Claims Success Manager whose job is to get ahead of the insurance process, not react to it. We document the damage, write a detailed estimate and help you submit everything to your insurance company before their adjuster arrives. Your insurance company makes the coverage decision; we make sure it sees the full picture.
Illustration: tablet showing dated roof photos and a measured roof diagram during a hail damage inspection, with chalk-circled hail hits on the shingles
Illustration of what “getting ahead” looks like: every hit circled, photographed with a date and mapped on a measured roof diagram before the adjuster arrives. Not a photo of an IBD project.

Why Wisconsin Homeowners Call Innovative Building & Design

We’re not storm chasers passing through. Our Eau Claire office is part of the community, and we’ve been restoring homes after storm damage since 2008. We inspect your roof and exterior, give you dated photos and tell you plainly what needs fixing.

Signs of Damage on Your Home

  • Bruised, cracked or missing shingles
  • Shingle granules collecting in gutters and downspouts
  • Dents on gutters, downspouts, roof vents or siding
  • Cracked, chipped or loose siding
  • Broken window seals, screens or glass
  • New water stains on ceilings after a rain

Getting Started Is Simple

Schedule your free damage assessment

Call (715) 800-3515 or fill out the form on this page. We inspect your roof, siding, gutters and windows and document every bit of damage.

We work with your insurance company

Our Claims Success Manager prepares a detailed damage estimate and works with you and your insurer so the claim reflects the full scope of repairs.

We restore your home

Quality materials, an experienced crew and a clean job site. You get a written contract before any work starts.

Wisconsin hail

What Size Hail Damages a Wisconsin Roof?

Hail across the Chippewa Valley and central Wisconsin tends to fall in narrow bands. A neighborhood in Eau Claire or Wausau can take real damage while the next one over sees only rain. Here’s what each size usually does to an asphalt shingle roof.

  • ¼–¾ in.Pea to pennyStrips granules on older shingles, shreds screens and dents soft aluminum gutters and downspouts.
  • 1 in.QuarterThe National Weather Service’s “severe” size. Often bruises asphalt shingles and dents vents and siding.
  • 1¾ in.Golf ballCracks shingles, breaks the mat underneath, splits vinyl siding and damages window frames.
  • 2¾ in. +Baseball and upPunches through shingles, cracks the roof deck and breaks windows and skylights.

Wind matters too. Gusts of 58 mph or more count as severe, and they can lift, crease or tear off shingles with no hail at all. Older roofs can be damaged by smaller hail than these numbers suggest. Hail sizes and the 1-inch / 58 mph severe thresholds: National Weather Service.

Insurance, step by step

How a Wisconsin Hail Claim Usually Goes

Every insurer is a little different, but most Wisconsin hail claims follow the same path.

  1. Get an inspection before you call your insurer.A free inspection with dated photos tells you whether there’s real storm damage. If there isn’t, we’ll tell you.
  2. You open the claim.Call your insurance company or file online, then write down your claim number and your adjuster’s name.
  3. The adjuster inspects your home.We can meet the adjuster on site, walk the roof together and point out each documented hit.
  4. Compare the scope to the damage.Your insurer sends its estimate. We compare it line by line with what we documented and give you the photos and measurements for anything that’s missing.
  5. Repairs and final paperwork.You sign a written contract, we pull any required permit, do the work and send the final invoice and completion photos for your file.
Wisconsin law protects you. Under Wis. Stat. § 100.65, a contractor can’t promise to pay or rebate any part of your insurance deductible. Before you sign for storm work, the contractor must ask whether it’s tied to an insurance claim. If it is and your insurer denies the claim in whole or in part, you can cancel before midnight on the third business day after you get that written notice.
Repair or replace

Do You Need Repairs or a New Roof?

Not every storm means a new roof. We’ll show you the photos behind our answer.

A repair usually makes sense when

  • Damage is limited to a few shingles or one slope
  • The roof is fairly young and in good shape otherwise
  • Matching shingles are still available

A replacement usually makes sense when

  • Hail bruised shingles across several slopes
  • The roof is older, brittle or has already been patched
  • Your shingle line is discontinued and can’t be matched
Timing

Why Waiting Costs More in Wisconsin

Bruised shingles keep shedding granules and wear out faster. Small breaks let water in, and Wisconsin’s freeze-thaw cycles and ice dams turn a small leak into wet insulation and stained ceilings. Most insurance policies also set a deadline for reporting storm damage, so check yours.

How to check out a storm contractor

  • A Wisconsin credential you can look up. Ours is #4974-DCFR with the Wisconsin Department of Safety and Professional Services
  • A local office you can visit. Ours is 3402 Oakwood Mall Dr, Suite 214, in Eau Claire
  • A written, itemized estimate before you sign anything
  • No offers to cover your deductible, and no pressure to sign at the door

Serving Wisconsin From Our Eau Claire Office

Our Eau Claire office serves the Chippewa Valley, and we also work in Wausau. See every city in our Wisconsin service areas.

Common Questions From Wisconsin Homeowners

Yes. Our Claims Success Manager documents the damage, prepares a detailed estimate and works with you and your insurance company through the claim. Your insurance company decides what it covers.

You often can’t tell from the ground. Dents on gutters, vents or siding and shingle granules in your downspouts are good first clues. A free inspection with dated photos shows you what is on the roof.

Nothing. The inspection is free, and you get dated photos and a plain answer whether or not you hire us.

Our Eau Claire office serves Eau Claire, Altoona, Chippewa Falls, Fall Creek and nearby Chippewa Valley communities, and we also work in Wausau. See our Wisconsin service areas.

Yes. Innovative Building & Design holds Wisconsin License #4974-DCFR. Call (715) 800-3515 with any questions.